Templates
Ready-made spreadsheets
Google Sheets & Excel, each with a free phone version. Buy direct or on Etsy.
Set a rate that pays, track clients and retainers, and see project margins — free calculators plus pipeline, retainer, and invoice trackers for consultants and agencies.
Run the numbers in your browser — no signup. Each pairs with a ready-made spreadsheet.
enter your target take-home, billable hours, and expenses to find the hourly rate you actually need to charge
Free toolenter revenue and cost to instantly see gross profit, profit margin %, and markup %
Free toolenter your fixed costs, price, and variable cost per sale to see how many units and how much revenue you need to break even
Free toolEstimate self-employment tax, set-aside, and quarterly payments
Google Sheets & Excel, each with a free phone version. Buy direct or on Etsy.
Specific answers with the formulas and examples behind the tools.
A professional invoice is how you actually get paid. Here's exactly what to put on one, how to number and track them, and how to chase the late ones.
Self-EmployedThe short answer is 25–30% of your net income — here's how to land on your exact percentage and never get surprised in April.
Work backwards from the income you want, your real billable hours, and your expenses — then price projects or retainers, not just hours. The free rate calculator gives you the floor.
Retainers and fixed-project fees usually beat hourly once you're efficient, because you keep the upside of working fast. Confirm any price clears your break-even.
Use a pipeline and retainer tracker so you always know booked revenue and what's unpaid. See our invoicing guide.
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