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For home, family & personal finance

Home & Money tools & templates.

Budgets, savings challenges, and household planners that do the math — plus free money calculators to plan with.

What do you need help with?

Free tools

Free calculators for home & money

Run the numbers in your browser — no signup. Each pairs with a ready-made spreadsheet.

Free tool

Savings Goal Calculator

enter your target, what you've saved, your timeline, and interest rate to see exactly how much to set aside each month

Free · instant · no signup
Free tool

Debt Payoff Calculator

enter your balance, interest rate, and monthly payment to see how many months until you're debt-free and how much interest you'll pay

Free · instant · no signup
Free tool

Balance Sheet Calculator

enter your assets and liabilities to see total assets, total liabilities, owner's equity, and your current ratio instantly

Free · instant · no signup
Templates

Ready-made spreadsheets

Google Sheets & Excel, each with a free phone version. Buy direct or on Etsy.

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Guides

How-to guides

Specific answers with the formulas and examples behind the tools.

Home & Family

How to Build a Monthly Budget in Google Sheets You'll Actually Keep

Give every dollar a job, track only the categories that move the needle, and see what's left to spend at a glance.

7 min read
Home & Cleaning

The Room-by-Room Cleaning Schedule That Actually Sticks

Ditch the marathon weekend clean. A frequency-based schedule keeps every room maintained in small, predictable doses.

6 min read
Wedding Planning

How to Make a Wedding Budget Spreadsheet That Keeps You on Track

Set your number, split it the way real weddings actually spend, and track every deposit and balance — so the final total holds no surprises.

7 min read
Health & Wellness

How to Build a Habit Tracker in Google Sheets You'll Actually Keep Using

A simple grid, a visible streak, and a design built around consistency instead of perfection.

6 min read

Home & Money — Quick FAQ

How do I make a budget in Google Sheets?

List your monthly income, then your expenses by category, and let the sheet total what's left to save or spend. Our budgeting templates do the math automatically — see the monthly budget guide to set one up.

How much should I save each month to reach a goal?

Divide what you still need by your timeline, then let interest cover a bit of it. The free savings goal calculator turns any goal into a monthly number.

How do I get out of debt faster?

Pay more than the minimum so the extra hits principal, and attack the highest-rate balance first. See exactly when you'll be debt-free with the debt payoff calculator.

More: all free calculators · all industries · the full catalog.

Not sure where to start?

Browse every tool and template in the shop — 250+ for money, home, life, and business.

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