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Underwrite any rental the way the pros do — before you wire a deposit on a six-figure purchase. This isn't a cash-flow calculator; it's a full after-tax investment model: depreciation, mortgage-interest deductions, a 10-year wealth build, BRRRR & refinance, and a levered IRR that accounts for depreciation recapture and capital gains at sale. Comparable investor models sell for $300–$500. This one is $99, once.
Who it's for: rental investors, BRRRR and house-hackers, and agents who underwrite deals for clients — anyone making a $100k–$500k decision who wants the after-tax truth, not a back-of-napkin cash-flow guess. New to it? The free web calculator gets you the core numbers; this adds the depth that decides real money.
A serious investor model for $99, one-time — versus the $300–$500 premium templates it matches on depth, and versus free calculators that skip taxes, IRR, and recapture entirely. Yours forever, no subscription.









Works in free Google Sheets or Microsoft Excel — your choice.
Includes a browser version so you can use it on the go.
Delivered the moment you buy. Nothing shipped.
If a formula doesn't work as described, we fix it or refund you.
Free calculators stop at cash flow and cap rate. This models the things that actually decide a rental's return: depreciation and mortgage-interest deductions (your after-tax cash flow), a 10-year wealth build, BRRRR/refinance, and a levered IRR at sale that accounts for depreciation recapture and capital gains. Comparable models sell for $300–$500; this is $99, once.
Yes — it splits out land, depreciates the building over 27.5 years, deducts mortgage interest, applies your marginal rate for after-tax cash flow, and at sale computes depreciation recapture (25%) plus capital gains. It's an estimate to help you think, not tax advice — confirm specifics with a CPA.
Yes. Enter your ARV and refinance terms and it shows the cash you pull back out, the cash left in the deal, your new payment and cash flow, and an infinite-return check when you recover all your capital.
Lite ($7.99, sold on our Etsy shop) is a clean single-deal analyzer: cash flow, cash-on-cash, cap rate, DSCR, a year-1 after-tax view with depreciation, and a rent-vs-price sensitivity grid. Pro ($99) adds the after-tax modeling, 10-year pro-forma, BRRRR, scenarios, 3-deal comparison, sensitivity, and the full exit with IRR. Serious investors want Pro.
One-time. Buy it once, it's yours forever, in Google Sheets or Excel — no monthly fee. Every formula is verified before launch and backed by our formula guarantee.
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