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The Zero-Based Budget Tracker keeps your zero-based in one place, in a ready-made spreadsheet for Google Sheets and Microsoft Excel — one-time purchase, instant download, with a free phone-friendly version so you can update it wherever you are.
You enter what comes in and what goes out, and the formulas total each category and show your balance automatically — so you always know exactly where the money stands.
It’s built around the things that actually matter here — zero based budget, zero-based budgeting, budget spreadsheet, every dollar, money tracker, and excel template — so nothing important slips through the cracks.
Anyone who wants their zero-based handled without wrestling a blank spreadsheet or paying a monthly fee for bloated software. You buy it once, open it in the app you already use, and start filling it in — the structure and the math are already done for you.
Works in free Google Sheets or Microsoft Excel — your choice.
Includes a browser version so you can use it on the go.
Delivered the moment you buy. Nothing shipped.
If a formula doesn't work as described, we fix it or refund you.
Just a free Google account or a copy of Microsoft Excel — it opens and works in either. A free phone-friendly version is included too, so you can update it on the go.
It’s for anyone who wants their zero-based organized without building a spreadsheet from scratch.
No. It’s a one-time purchase with an instant download — no monthly fee, no account required, and if a formula ever doesn’t work as described we’ll fix it or refund you.
Simple Monthly Budget and our Small Business Bookkeeping template (Google Sheets & Excel) — no signup, no wall, just the files. If you also want the occasional short note on pricing, bookkeeping and the money side of a small business, the list is here. No spam — unsubscribe anytime.