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Zero-Based Budget Tracker

Instant download Secure checkout Google Sheets & Excel Formula guarantee

Secure one-time checkout by Stripe — instant download, no subscription.

The Zero-Based Budget Tracker keeps your zero-based in one place, in a ready-made spreadsheet for Google Sheets and Microsoft Excel — one-time purchase, instant download, with a free phone-friendly version so you can update it wherever you are.

How it works

You enter what comes in and what goes out, and the formulas total each category and show your balance automatically — so you always know exactly where the money stands.

What it covers

It’s built around the things that actually matter here — zero based budget, zero-based budgeting, budget spreadsheet, every dollar, money tracker, and excel template — so nothing important slips through the cracks.

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Who it’s for

Anyone who wants their zero-based handled without wrestling a blank spreadsheet or paying a monthly fee for bloated software. You buy it once, open it in the app you already use, and start filling it in — the structure and the math are already done for you.

Sheets + Excel

Works in free Google Sheets or Microsoft Excel — your choice.

Free phone tool

Includes a browser version so you can use it on the go.

Instant download

Delivered the moment you buy. Nothing shipped.

Formula guarantee

If a formula doesn't work as described, we fix it or refund you.

Quick FAQ

What do I need to use the Zero-Based Budget Tracker?

Just a free Google account or a copy of Microsoft Excel — it opens and works in either. A free phone-friendly version is included too, so you can update it on the go.

Who is the Zero-Based Budget Tracker for?

It’s for anyone who wants their zero-based organized without building a spreadsheet from scratch.

Is the Zero-Based Budget Tracker a subscription?

No. It’s a one-time purchase with an instant download — no monthly fee, no account required, and if a formula ever doesn’t work as described we’ll fix it or refund you.

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