Templates
Ready-made spreadsheets
Google Sheets & Excel, each with a free phone version. Buy direct or on Etsy.
Price your work, set aside for taxes, and keep clients organized — free calculators and spreadsheets built for one-person businesses.
Run the numbers in your browser — no signup. Each pairs with a ready-made spreadsheet.
enter your target take-home, billable hours, and expenses to find the hourly rate you actually need to charge
Free toolEstimate self-employment tax, set-aside, and quarterly payments
Free toolenter revenue and cost to instantly see gross profit, profit margin %, and markup %
Free toolenter your real revenue and split it into Profit, Owner's Pay, Tax, and Operating Expenses using Mike Michalowicz's target allocation percentages
Google Sheets & Excel, each with a free phone version. Buy direct or on Etsy.
Specific answers with the formulas and examples behind the tools.
A professional invoice is how you actually get paid. Here's exactly what to put on one, how to number and track them, and how to chase the late ones.
Self-EmployedThe short answer is 25–30% of your net income — here's how to land on your exact percentage and never get surprised in April.
Self-EmployedEvery dollar of legitimate business expense you deduct is a dollar you don't pay tax on. Here's the full self-employed expenses list — and how to actually capture them.
Freelance & Self-EmployedNo employer is withholding taxes for you anymore — so you become the withholding department. Here's how to stay organized and never get caught short.
Small BusinessMiles are one of the biggest deductions solo businesses lose. Here's what a defensible log looks like and how to make keeping one effortless.
Work backwards from the take-home you want: gross it up for taxes, add your business expenses, and divide by the hours you actually bill (usually 20–30 a week, not 40). The free freelance rate calculator does the math.
Set aside about 25–30% of your net income for self-employment and income tax, and pay quarterly estimates so April isn't a surprise. Run your number with the self-employed tax calculator.
Income, expenses (for deductions), your pipeline of leads and quotes, and unpaid invoices. Keeping these current is how you know your real profit and never let a payment slip. See our freelance invoicing guide.
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