Templates
Ready-made spreadsheets
Google Sheets & Excel, each with a free phone version.
Price your work, set aside for taxes, and keep clients organized — free calculators and spreadsheets built for one-person businesses.
SubcategorySet a rate that pays, track clients and retainers, and see project margins — free calculators plus pipeline, retainer, and invoice trackers for consultants and agencies.
Expanding into: Virtual Assistants, Writers & Copywriters, Designers.
Run the numbers in your browser — no signup.
enter your target take-home, billable hours, and expenses to find the hourly rate you actually need to charge
Free toolEstimate self-employment tax, set-aside, and quarterly payments
Free toolenter revenue and cost to instantly see gross profit, profit margin %, and markup %
Free toolenter your real revenue and split it into Profit, Owner's Pay, Tax, and Operating Expenses using Mike Michalowicz's target allocation percentages
Free toolenter your fixed costs, price, and variable cost per sale to see how many units and how much revenue you need to break even
Google Sheets & Excel, each with a free phone version.
A professional invoice is how you actually get paid. Here's exactly what to put on one, how to number and track them, and how to chase the late ones.
Self-EmployedThe short answer is 25–30% of your net income — here's how to land on your exact percentage and never get surprised in April.
Self-EmployedEvery dollar of legitimate business expense you deduct is a dollar you don't pay tax on. Here's the full self-employed expenses list — and how to actually capture them.
Freelance & Self-EmployedNo employer is withholding taxes for you anymore — so you become the withholding department. Here's how to stay organized and never get caught short.
Small BusinessMiles are one of the biggest deductions solo businesses lose. Here's what a defensible log looks like and how to make keeping one effortless.
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All categories →Subscribe and we'll email you our Simple Monthly Budget (Google Sheets & Excel, plus a phone version) — free. Then the occasional short note on pricing, bookkeeping, and the money side of a small business. No spam — unsubscribe anytime.
