Turn an hourly wage and hours into gross pay for every pay period — weekly, biweekly, monthly, and annual — with overtime.
Shows GROSS pay (before taxes and deductions). Overtime is paid at 1.5× the base rate (US FLSA standard over 40 hrs/week for non-exempt workers). For take-home after tax, use the take-home pay calculator. Monthly = weekly × 52 ÷ 12. General information only.
Weekly gross is your rate times regular hours, plus 1.5× the rate for any overtime. From there, other pay periods are just multiples: biweekly is two weeks, annual is 52 weeks, and monthly is the annual figure divided by 12 (not four weeks — months are slightly longer).
This calculator does one thing precisely: it converts an hourly rate and a weekly schedule into gross pay across every pay period. Gross means before federal and state income tax, before Social Security and Medicare (7.65% of wages for an employee, matched by the employer), and before any health premium, retirement contribution or garnishment. It is the right number for comparing job offers and for working out what overtime is worth; it is the wrong number for a household budget, which has to be built on what lands in the account.
The defaults are $25 an hour, 40 hours a week and no overtime. Weekly gross is 25 × 40 = $1,000.00. Biweekly is two weeks, $2,000.00. Annual is 52 weeks, $52,000. Monthly is the annual figure spread over twelve: 1,000 × 52 ÷ 12 = $4,333.33.
That monthly number is where budgets break. Four weekly cheques is $4,000, and most people mentally treat a month as four weeks — but the true monthly average is $4,333.33, a difference of $333.33 every month. Over a year that gap is 333.33 × 12 = $4,000, which is exactly four weeks of pay. A month averages about 4.33 weeks, not 4, and the missing third of a week compounds into a month's income that never appears in the plan.
Add 5 overtime hours a week to the same defaults. Overtime pays 1.5 × $25 = $37.50, so weekly gross becomes 1,000 + 5 × 37.50 = $1,187.50, and the year becomes $61,750. The asymmetry is the useful part: 5 extra hours is 12.5% more time for 18.8% more gross pay. That is the honest case for overtime. The honest caveat is that the extra pay is taxed at your marginal rate rather than your average one, so the take-home uplift is smaller than 18.8%, and a large overtime week can push a single cheque into a higher withholding band even when the year does not — which is the source of the persistent myth that overtime is "taxed more". It is not; the withholding on that cheque simply assumes you earn that much every week, and it evens out at filing.
On these defaults a biweekly employee receives 26 cheques of $2,000.00, which is $52,000 — the arithmetic closes. A semimonthly employee receives 24 cheques of $2,166.67, the same $52,000 in fewer, larger payments. The difference matters for cash flow rather than income: biweekly pay produces two months a year containing three cheques, and those are the months people mistake for a windfall. They are not extra money, they are the correction for the ten months that contained slightly less than the $4,333.33 average.
Time-and-a-half over 40 hours in a week is the federal FLSA standard for non-exempt employees, but this varies: some states require daily overtime past 8 hours, some require double time past a threshold, and salaried exempt employees are not owed overtime at all — check your state's rule rather than assuming the federal floor. The mistakes worth naming: budgeting on weekly × 4 as above; using gross pay as though it were take-home, which overstates spendable income by a quarter or more once tax and FICA are out; forgetting that unpaid time off is not in this figure, so 50 paid weeks is $50,000 rather than $52,000; and comparing an hourly offer to a salaried one without pricing the benefits, where employer-paid health cover alone can be worth several dollars an hour.
A calculator gives you one scenario. What a variable-hours worker actually needs is the record: hours by week, overtime separated out, and a running comparison of what was paid against what should have been paid. That is a log, not a calculation, and it is also the only thing that settles a payroll dispute. Once the gross figure is settled, the next job is allocating it — our 50/30/20 budget tracker splits a paycheque across needs, wants and savings, and for take-home rather than gross the take-home pay calculator is the right next tool.
No — it's gross, before taxes, Social Security, Medicare, and benefits. Use the take-home pay calculator to estimate what actually lands in your account.
A month averages about 4.33 weeks. Using weekly × 52 ÷ 12 spreads the year correctly, so you don't undercount two to three paychecks a year.
Related: take-home pay calculator · hourly to salary calculator · overtime pay calculator · all free calculators.
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